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Application Processing Time
You should receive a decision on your Mercury application quickly — usually within 1-2 business days. In some cases, further documents or information will be requested of you.…
- updated 1 mth ago
- 7,411
- Apply for a Mercury account
Does Mercury Have An IBAN?
IBANs, or International Bank Account Numbers, are specialized bank account numbers that are part of a banking system (primarily in Europe) that the US as a whole doesn’t participate in.…
- 2 yrs ago
- 4,001
- Find important documents
EIN Documents Explained
EIN stands for Employer Identification Number. This is a number issued by the United States Internal Revenue Service (IRS) and is used for filing your federal payroll taxes.…
- updated 4 mths ago
- 4,938
- Apply for a Mercury account
Track a Missing Payment
Different kinds of payments have different processing times, and if your payment was just sent, it might not have processed yet. If it's been longer than the expected processing time,…
- updated 2 yrs ago
- 4,932
- Deposit and manage money
Return Reasons
ACH ACH return reasons are standardized across US banks. The return code you see on a failed ACH transaction is always generated by the bank receiving the transaction request.…
- updated 2 yrs ago
- 5,640
- Sending money

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