Physical Debit Cards Vs. Virtual Debit Cards

Mercury provides both physical and virtual debit cards! 

Physical debit cards are shipped to you via USPS. These debit cards can be used anywhere that accepts Mastercard. 

Virtual debit cards are separate from physical debit cards. Virtual debit cards can be created at any time from the cards page of your Mercury dashboard and are available to use immediately. These have their own card numbers, expiration date, and CVC code. 

Virtual debit cards can also be used to make online transactions anywhere that accepts Mastercard, and are a great option if you need to make debit card transactions while you wait for the physical card to arrive.

To create a new physical or virtual card:

  • Visit "Cards" on the left-hand side of your account
  • Select "Issue New Card" from the top bar
  • Enter the information requested, and you're good to go!


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