What is the cutoff time for non-USD payments ?
There isn't a daily cutoff for payments. They are processed throughout the day. Please note: Delivery is about 3 business days.
Markets are closed on Fridays at 5pm (ET) until Sunday 5pm (ET), as well as holidays. If you miss the market window, you can still schedule a payment for the following business day. Unless you are sending a specific USD amount, the rate given and the fee charged will be determined by the rate offered at the time the market opens.